Wealth Management for You and Your Family
Dr. Doug Yang
Investment Adviser
Text: 248-953-3965; WeChat: dyang2920
My New Book: Retirement Planning: 401k vs Roth 401k, IRA vs Roth IRA
Mission
Improve net investment return and financial well-being for friends in local communities, through partnership with America's best professional money managers and financial institutions. Serving our customers' best interest is ALWAYS our first priority!
Goals
Help friends in local communities build wealth, plan for retirement, and manage risks for a financially secure and worry-free life. Use data-driven analysis and reliable metrics to help people in:
- Professional money management for taxable and retirement accounts. Optimize & grow your entire portfolio.
- Tax planning (Tax-efficient investment strategies to achieve more return on after-tax and after-cost basis. Achieve total tax savings. Control taxes in retirement).
- Retirement planning (asset accumulation, retirement income planning)
- Risk management (market risk, life insurance, disability, long-term care, longevity, lawsuit, asset protection)
- Utilization of best annuity products for tax-advantaged investing and guaranteed income for life
- Investment-focused life insurance
- Investment-focused long-term care insurance
- Estate planning (avoid probate, asset transfer to next generation)
Services
Fee-Only Fiduciary Services
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Taxable, IRA, 401k/403b/457 Accounts
Professional management of these accounts through partnership with America's best professional money managers: BlackRock, State Street, JPMorgan, AssetMark, Howard, DoubleLine , Goldman Sachs, Capital Group, etc. -
401k / Pension Plans for Self-Employed / Business Owners
Create 401k plans to invest up to $69k ($76.5k if 50+) in 2024 (all can be in Roth), or pension plans to contribute much more. -
Advisory Annuities
The same high-quality annuity products, but with professional management and lower cost. -
Advisory Life Insurance
Permanent life insurance policy with a professionally managed investment account using ETFs, mutual funds, and index strategies for tax-advantaged asset accumulation. -
Financial Planning
Investment planning, tax planning, retirement planning, retirement income planning, Social Security optimal strategy, insurance planning.
Commission-Based Services
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Annuities
Variable Annuities
Variable and Fixed Index Annuities
Fixed Annuities -
Life Insurance
VUL (Variable Universal Life)
IUL (Index Universal Life)
Whole Life -
Long-Term Care Insurance
Hybrid products with living and death benefits and tax-advantaged cash value
Asset-Linked LTC Insurance - Disability Insurance
- 529 Plans
In any field, the professionals typically perform much better than
the average person.
In managing money and planning for retirement, qualified professionals
can bring a lot of value to the
average investor's portfolio in the long run, on after-cost and after-tax basis.
All personal consultation and communication will be conducted in a private, confidential, and secure manner.